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The role of human capital in economic development

Heera told me about the events that had led to this decline.“My father fell ill about 18 years ago. We must have spent close to 25,000 rupees on his treatment, but to no avail. When my father died, we performed the customary death feast, spending another 10,000 rupees. We sold our cattle and had to borrow money. We worked harder in order to repay these debts. Then, about ten years ago, my wife fell seriously ill, and she has still not recovered. We borrowed more money to pay for her medical treatments. More than 20,000 rupees were spent for this purpose. It became hard for us to keep up with our debts. Somehow we could make do for another two or three years. Then the rains failed for three years in a row, and that was the end of the road for us. We had to sell our land. Now, my sons and I work as casual labor, earning whatever we can from one day to the next.”